Do some housekeeping!

Salam to all,

Now the exam is over, what a relief! It is high time to watch your budget and sometimes, it is fine to spend things which you desire like shopping for the godd reason! Make sure not to over spend it.

Check your current saving account. How much do you have? Have you updated your account book? Have you perused some of your items which are left unattended?

The point here is : When we peruse or do some 'spot check' on our receipts and things that we bought, if there are so many items which are 'unsupervised' or 'maintained', it is time to show that we are spending too much for the items which are not very useful or last. Calculate how much you spend on it and total it! If it is more than RM100, it shows that we have wasted RM100 for the said items.

So, learn from the history. Do not forget to read a lot on money management. Read something about saving, investment, job opportunity, security and not for 'discount', " Sales", "While stocks last!", "Buy one Free one" etc.

Till then, spend a good time at home is a good way to save money...Do not forget to help your folks too!

Best wishes and take care.